Deter Motor Company

FACTS – WHAT DOES DETER MOTOR COMPANY DO WITH YOUR PERSONAL INFORMATION?

Why?

• Financial companies choose how they share your personal information.
• Federal law gives consumers the right to limit some but not all sharing.
• Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the products or services you have with us. This information can include:

• Social Security Number and income
• Credit history and credit scores
• Employment information and credit card or other debt

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’s information; the reasons Deter Motor Company chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Does Deter Motor Company share? Yes

Can you limit this sharing? No

For our marketing purposes – to offer products and services to you

Does Deter Motor Company share? Yes

Can you limit this sharing? No

For joint marketing with other financial companies

Does Deter Motor Company share? No

For our affiliates’ everyday business purposes – information about your transactions and experiences

Does Deter Motor Company share? No

For our affiliates’ everyday business purposes – information about your creditworthiness

Does Deter Motor Company share? No

For our affiliates to market to you

Does Deter Motor Company share? No

For our nonaffiliates to market to you

Does Deter Motor Company share? No

To limit our sharing

Mail the form below.

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

Mail-in Form

Mark any/all you want to limit:

[ ] Do not share information about my creditworthiness with your affiliates for their everyday business purposes.
[ ] Do not allow your affiliates to use my personal information to market to me.
[ ] Do not share my personal information with nonaffiliates to market their products and services to me.

Name:

Address:

City, State, Zip:

Mail To:
Deter Motor Company
100 E 2nd
Atlantic IA 50022

Who We Are

Who is providing this notice? Deter Motor Company

What we do

How does Deter Motor Company protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Deter Motor Company collect my personal information?

We may collect your personal information, for example, when you

• Show your driver’s license
• Apply for financing and apply for a lease
• Provide your employment information and give us your employment history

We also collect your personal information from other sources such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes - information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies. Deter Motor Company does not share with our affiliates.

Nonaffiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies. Deter Motor Company does not share with nonaffiliates so they can market to you.

Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Deter Motor Company does not jointly market

Questions?

Call (712) 243-8789